top image

Wildfires! How to Protect Your Boat and Yourself

By The Ahoy! Crew
Published January 24, 2025

Wildfires have long been a part of the American landscape, but their frequency and intensity have surged in recent years, particularly in California. This escalation poses significant challenges not only to terrestrial environments but also to the marine world and boating communities.


Wildfires and Their Marine Impacts

The United States has witnessed numerous wildfires, with California often at the forefront due to its dry climate and dense vegetation. Historically, these fires were seasonal, but climate change has extended fire seasons and increased their severity.

While wildfires are primarily seen as a land-based threat, their effects extend beyond forests and urban areas, impacting marine ecosystems and coastal communities. Smoke and ash from wildfires can drift over coastal waters, depositing nutrients and particulates that alter water quality and marine ecosystems. For instance, studies have shown that wildfire ash can enhance phytoplankton production in tropical oceans, potentially disrupting local marine food webs.

For boat owners, wildfires present a dual threat—not only from direct exposure to flames in marinas and docks but also from hazardous air quality, reduced visibility, and damage caused by airborne embers. As wildfires become more frequent, it’s crucial for boaters to take proactive steps to protect their vessels and themselves.

Securing Your Boat During Wildfires

Given the increasing threat of wildfires, especially in coastal regions, boat owners must be prepared with a solid protection plan. Whether your boat is on land or in the water, taking the following steps can help minimize the risk of damage:

  • Relocate Your Boat if Possible: Move your boat to a secure area far from wildfire zones. If it must stay on land, place it in a location away from vegetation or flammable materials and anchor it firmly with heavy-duty straps.
  • Secure in Water: If your boat must remain in the water, double-check mooring lines, add extra fenders, and ensure it’s as protected as possible from heavy winds.
  • Seal and Protect Openings: Close and seal all windows, hatches, and doors to keep embers from entering the boat. Use fire-resistant materials if available.
  • Remove Loose and Valuable Items: If time allows, remove detachable or valuable items like electronics, sails, or covers to protect them from damage or loss.
  • Document Your Boat’s Condition: Quickly take photos or videos of your boat’s current state to help with any potential insurance claims.

Taking these measures can make a significant difference in reducing damage and securing your boat’s safety. However, just as important as protecting your vessel is ensuring the safety of you and your crew.

Personal Safety Tips

Your safety and that of your crew should always come first. Wildfires can create unpredictable conditions, so it’s essential to have a plan in place:

  • Stay Informed: Regularly monitor official wildfire information websites to stay aware of developments.
  • Have an Evacuation Plan: Ensure all aboard know the quickest routes to safety and establish a meeting point if separated.
  • Emergency Equipment: Keep fire extinguishers accessible and ensure all onboard are trained in their use. Install smoke and carbon monoxide alarms in the cabin and other enclosed compartments. Learn more about marine fire safety.
  • Avoid Smoke Exposure: Limit exposure to wildfire smoke, which can cause respiratory issues. Stay indoors or wear masks designed to filter out smoke particles.

Climate Change and the Future

The increasing frequency and intensity of wildfires, particularly in California, are closely linked to climate change. Rising temperatures, prolonged droughts, and changing precipitation patterns create conditions conducive to wildfires. These environmental changes not only threaten terrestrial ecosystems but also have cascading effects on marine environments, from altering water quality to impacting marine life.

As boaters and marine enthusiasts, staying informed and prepared is essential. By understanding the risks and implementing safety measures, we can navigate these challenges and continue to enjoy the waters safely.

At Ahoy!, we understand the challenges that come with navigating these unpredictable situations. We are here to support you in any way we can. If you have questions or need assistance, please call us at 855-289-2469 (BUY-AHOY) or contact our claims department at 800-416-1762.

If your boat has already been damaged, you can file a claim here.

Stay safe and prepared—your journey on the water matters to us.

Tags

boat insuranceguideWildfire

Sign up for updates

    Sign up for updates

      Contact us anytime!

      Reach us at 1-855-289-2469 for support or inquiries.

      Get a Quote!