Riders Who Boat: Expert Motorcycle Insurance Insights from VOOM

As the motorcycle insurance experts at VOOM, we understand riders who also enjoy time on the water. This unique intersection of passions requires insurance solutions that truly understand both lifestyles.

When Passions Collide: Boating and Motorcycling

At VOOM, we've observed a fascinating trend among enthusiasts: some of the motorcycle riders are also passionate boaters. It's not surprising when you think about it. Both experiences offer a similar sense of freedom, connection to the elements, and exhilaration that you simply can't get from everyday transportation.

As motorcycle insurance specialists, we've spoken with countless riders who divide their recreational time between winding roads and open waters. These dual enthusiasts face a unique challenge: traditional insurance models often don't accommodate their split lifestyle, resulting in unnecessary costs and coverage gaps.

The VOOM Difference: Motorcycle Insurance Designed Riders

Traditional motorcycle insurance operates on the assumption that you're riding regularly throughout your policy period. But as boating enthusiasts know, there are seasons and extended periods when your motorcycle sits idle while you enjoy time on the water.

This is precisely why we at VOOM Insurance pioneered the world’s first pay-per-mile motorcycle insurance. Our expertise in analyzing riding patterns showed us that many motorcycle owners—especially those with other significant recreational interests like boating—were drastically overpaying for coverage they weren't using.

Why Our Pay-Per-Mile Makes Perfect Sense for Boaters

1. Only Pay for the Miles You Actually Ride

Our data revealed that 49% of US motorcyclists ride less than 1,000 miles a year, and 70% of riders ride less than 2,000 miles per year. This data underscores the need for insurance solutions that align with actual riding habits, especially for dual enthusiasts like motorcyclists who also enjoy boating.

For example, during prime boating months, your motorcycle might sit in storage. With traditional insurance, you're paying full premiums regardless. With our specialized approach, your costs adjust to match your actual riding patterns.

2. No Intrusive Tracking or Special Equipment Required

As motorcycle insurance experts, we understand riders value their privacy and simplicity. Unlike other usage-based insurance models, VOOM's pay-per-mile system doesn't require installing tracking devices or constant GPS monitoring.

Our streamlined process respects your privacy while still delivering the cost benefits of usage-based pricing. We've specifically designed our system to be minimally invasive while maximizing savings.

3. How It Works with VOOM's Pay-Per-Mile Motorcycle Insurance?

VOOM's motorcycle insurance is designed to be both straightforward and cost-effective. Here's how it works:

1. Ride less, Pay less: Your monthly bill consists of a base rate plus a few cents for each mile you ride. This rate covers your bike and is based on your initial mileage estimation. If you ride less, you pay less.

2. Mileage Calculation: Your rate is calculated based on the mileage estimation you provide. During the policy period, you may be asked to send a photo of your odometer up to three times a year. If you ride less than the estimated mileage, VOOM will refund you the difference, potentially saving you up to 60% compared to traditional insurance.

3. Non-Riding Periods: If you don't ride at all, you will be refunded for the miles you've already paid for.

4. Odometer Verification: If you don't send a picture of your odometer, you will be charged with a predefined default mileage based on the specific motorcycle you ride.

Expert Protection That Understands Both Lifestyles

At VOOM, we've tailored our motorcycle coverage specifically with dual enthusiasts in mind. Our specialized knowledge allows us to offer protection that addresses the unique needs of those who split their time between roads and waterways.

For example, we understand seasonal storage concerns, extended periods of non-use, and the specialized coverage needs that arise when a motorcycle is part of a broader recreational lifestyle rather than a primary vehicle.

Our expertise allows us to offer comprehensive coverage options including:

• Flexible coverage periods that complement boating seasons
• Customized liability protection tailored to your actual riding patterns
• Savings of up to 60% for low-mileage riders

The Perfect Insurance Pairing for Your Passions

As motorcycle insurance experts collaborating with Ahoy Insurance (the boating specialists), we recognize that your recreational passions deserve specialized coverage from true experts in each field.

Ahoy brings the same level of specialized expertise to boat insurance that VOOM delivers for motorcycles. Together, this creates the ideal insurance pairing for enthusiasts who enjoy both activities. You get specialized protection from experts who truly understand each unique recreational space, rather than generic coverage from all-purpose insurers.

Ready to Stop Overpaying for Motorcycle Insurance?

As the motorcycle insurance specialists at VOOM, we've developed our pay-per-mile insurance specifically for riders like you who split their recreational time between activities. Get VOOM’s motorcycle insurance quote today and discover how VOOM's specialized motorcycle insurance expertise can save you up to 60% while providing superior protection tailored to your dual-passion lifestyle.