The Digital Bridge

Our API provides financing partners with the capability to offer instantaneous boat insurance quotes precisely at the right moment when their customers are ready to close on their boat loan. This functionality is central to enhancing the customer experience and streamlining the loan purchase process.

The main advantages of using our API are how efficiently it helps close the financing deal:

• Solve the Financing/Insurance Mandate: Many boat financing agreements require proof of insurance before finalization. By utilizing our API, you can address the need for insurance. We make the financing+insurance buying process a single, continuous, workflow.
• Direct, Real-Time Integration: You can instantly communicate with our platform to retrieve necessary insurance data, allowing you to embed accurate, real-time quote generation within your own lending systems and existing workflows.
• Real-Time Accuracy: The API ensures that the quotes generated are based on the most current pricing and underwriting rules available on our platform.
• Enhanced Efficiency and Speed: This seamless integration ensures maximum efficiency for your prospects/customers and loan consultants, allowing the future boat owner to obtain an insurance quote and proceed with securing their financing without delay or redirection to an external site.

• Connect your internal underwriting and loan management system to Ahoy!’s policy management system through our easy to use APIs – fast and easy process
• Add an “insurance quoting” button within the loan consultant’s user interface
• When the right time comes to close the loan and get insurance the loan consultant presses that button. The relevant customer and boat details already existing in your systems are securely sent to Ahoy!’s quote issuing backend – immediate and secure step with no human being privy to the information
• Ahoy!’s policy management system instantaneously underwrites the case and issues a quote
• The quote is sent to the customer by e-mail with the secured link – customer gets a quote while still sitting in front of the loan consultant (or while being on the phone)
• The customer clicks on the link at his/her leisure, is presented three options, can further customize the quote, and go all the way to bind online – smooth, fast, and easy process empowering the customer to bind
• Upon binding your company is automatically added as an additional insured / lien holder on the policy and confirmation is sent to you to file
• DONE!

For boat dealers, the customer journey is often fragmented between finding the vessel, buying it, and securing the necessary protections for it. Our API allows to bridge this gap by embedding insurance policy quoting directly into the process.

• Connect your internal sales management system to Ahoy!’s policy management system through our easy to use APIs – fast and easy process
  
• Add an “insurance quoting” button within the loan consultant’s user interface
• When the right time comes to close the loan and get insurance the loan consultant presses that button. The relevant customer and boat details already existing in your systems are securely sent to Ahoy!’s quote issuing backend – immediate and secure step with no human being privy to the information
• Ahoy!’s policy management system instantaneously underwrites the case and issues a quote
• The quote is sent to the customer by e-mail with the secured link – customer gets a quote while still sitting in front of the sales manager (or while being on the phone)
• The customer clicks on the link at his/her leisure, presented three options, can further customize the quote, and go all the way to bind online – smooth, fast, and easy process empowering the customer to bind
• DONE!

• Ahoy! issues a unique link (URL) for your marketplace
  
• You embed that unique link in a “get insurance” button/s and Calls To Action (CTAs) within the marketplace – no technology knowledge needed
  
• When visitors click on the button/CTA they get redirected to the Ahoy! digital sales funnel – the link allows attributing the lead to your company. The digital funnel could be rebranded under your brand if so desired
  
• You get access to an analytics portal and sent monthly reports with details about all traffic that came from your systems and website
  

Digital Boat Marketplace operators can differentiate their service by offering immediate insurance solutions at the point of sale and allowing customers to view insurance costs alongside the purchase price of the boat.