Whether sailing the coastal waters of Cape Cod or exploring an inland lake, Massachusetts offers endless boating adventures. Wherever you go, Ahoy! Provides boat insurance you need to stay protected.
Start your FREE quoteAt Ahoy!, we specialize in offering boat insurance that caters to the specific needs of Massachusetts boaters. We focus solely on recreational vessels, providing a variety of coverage options for fishing boats, powerboats, sailboats, cabin cruisers, and more.
Our goal is to deliver comprehensive protection along with exceptional customer service, ensuring that your boat is always ready for whatever the Massachusetts waters have in store.
While boat insurance isn’t legally required in Massachusetts, having coverage is a smart choice for any boater. The unpredictable nature of boating activities can lead to accidents or damages that come with significant expenses. Additionally, many marinas and yacht clubs in Massachusetts require proof of insurance before granting docking privileges. If your boat is financed, lenders typically require that you maintain insurance coverage. By securing the right policy, you protect your investment and ensure that your boating experiences are free of worry.
Ahoy! is dedicated to simplifying the process of obtaining boat insurance for Massachusetts residents. By using advanced technology, we offer customized policies that are both easy to understand and manage. From essential coverage to unique options like reimbursement for phones lost overboard*, we’ve thought of everything. With Ahoy!, you can navigate Massachusetts’ diverse waterways with confidence, knowing that both traditional and modern risks are covered. Trust Ahoy! for superior boat insurance in Massachusetts. .
Ahoy! proudly provides boat insurance coverage for a wide range of boats. For boats with the following specifications we offer fully-digital policy quoting and binding process which eliminates the haggle and hustle of traditional insurance purchasing:
We also insure boats over between 50 to 95 feet and/or between $500,000 and $2,500,000.
For starting a quote for these please contact us
by phone (1-855-289-2469),
chat www.ahoy.insure, or e-mail firstmate@ahoy.insure
This critical policy safeguards you if you're at fault in an accident that causes injury or property damage to others. It covers repair expenses, medical bills, and legal fees, allowing you to enjoy your boating activities with confidence. This coverage also extends to incidents that occur while your boat is docked or being transported, providing comprehensive protection across all scenarios.
This policy protects your boat from a variety of risks, including accidents, severe weather, and theft. It covers the costs of repairs or replacement, ensuring that you can get back on the water as quickly as possible. Whether your boat is in use or securely docked, this coverage helps you avoid significant financial setbacks.
If you're involved in an accident with a boater who lacks sufficient insurance, this coverage steps in to handle the costs. It acts as a vital financial safety net, ensuring that your boating adventures in Massachusetts aren't disrupted by unforeseen expenses.
This coverage takes care of medical expenses if you or your passengers are injured in a boating accident, regardless of who is at fault. It provides essential financial support for necessary treatments, ensuring that health and safety remain top priorities during your time on the water.
If your boat encounters mechanical issues while on the water, this coverage reimburses you for towing expenses. It guarantees that you won't be left stranded, covering the costs of getting your boat to a safe location and keeping your boating experience enjoyable.
This policy ensures that your valuable fishing gear is protected from loss or damage due to accidents, adverse weather, or theft. With this coverage, you can relax and focus on the joy of fishing, knowing your equipment is secure.
Boating in Massachusetts is more than just a pastime; it’s a cherished way to create lasting memories with loved ones. With the Ahoy! Insurance mobile app, managing every aspect of your boat insurance becomes effortless, right from your smartphone. This makes your boating experience even more convenient and stress-free.
Dive into our ‘Overboard Phone Protection’ feature. With the Ahoy! App operational or idling in the background, we act as your maritime investigator, verifying if your phone has unexpectedly taken a plunge. But that’s just the tip of the iceberg: our ‘Weather Information and Alerts’ function keeps you abreast of meteorological conditions, providing timely notifications to keep you ahead of the weather. Furthermore, our ‘Self Inspection’ feature allows you to conduct self assessment of your boat effortlessly, rewarding you with an enticing $100 reduction on your deductible each year. Our goal is to make your boating time as worry free, safe, and delightful as possible!
For those who cherish the experience of sailing along Massachusetts' picturesque coastlines and serene inland waters, Ahoy! offers insurance specifically designed for sailboat owners. Our comprehensive coverage options, coupled with our commitment to exceptional customer service, ensure that your vessel is protected from potential risks, allowing you to fully enjoy your sailing adventures.
Ahoy! Insurance provides tailored protection for your powerboat, giving you peace of mind as you explore Massachusetts' beautiful waterways. Whether you're speeding along an inland lake or the open waters off Cape Cod, our insurance guarantees that your powerboat is fully covered, so you can focus on enjoying your time on the water.
Massachusetts' rich and diverse waters are a paradise for fishing enthusiasts. Ahoy! Insurance offers customized policies to protect your fishing boat and gear, ensuring that you're safeguarded against any accidents or damages that might occur during your angling pursuits in the Bay State.
Exploring Massachusetts' waters in a cabin cruiser is the perfect mix of luxury and adventure. Ahoy! Insurance provides extensive coverage to protect your cabin cruiser from unforeseen expenses and damages, allowing you to relax and enjoy your boating experiences with complete peace of mind.
Bass fishing is a beloved activity in Massachusetts' lakes and ponds. Ahoy! Insurance delivers specialized coverage to protect your bass boat and equipment from accidents or damage, giving you the confidence to continue your fishing excursions without worrying about unexpected setbacks.
Center console boats are prized for their versatility, particularly on Massachusetts' varied waterways. Ahoy! Insurance offers customized coverage to protect these boats and their gear, ensuring a smooth and worry-free boating experience, whether you're fishing offshore, cruising, or simply exploring.
With its expansive coastline and deep harbors, Massachusetts is an ideal location for yacht ownership. Ahoy! provides comprehensive insurance solutions that cover all aspects of yacht ownership, from damage repairs to liability protection. Sail Massachusetts' waters with confidence, knowing your yacht is well-covered by Ahoy!'s specialized insurance.
Boat insurance typically covers damage from collisions, fires, theft, lightning, or vandalism, whether on water or land. This includes the boat, its motor, and attached equipment like anchors. It also offers liability coverage for expenses from accidents involving your boat. This can include bodily injury liability, covering medical bills and related costs if someone gets hurt because of your actions, and property damage liability, for damages to others’ boats or property.
Regardless of your boat’s value, insurance is crucial due to the potential risks involved in boating, like accidents leading to injuries or property damage. Boat insurance can save you from paying these costs from your OWN pocket.
Typically, homeowners insurance offers limited coverage for small boats, but not for personal watercraft like jet-skis. The coverage is often restricted to around $1,000 or 10% of your home’s insured value and usually doesn’t include liability coverage.
Even when not in use, risks like theft or fire persist throughout the year. Keeping your boat insurance active in the off-season protects against these risks, saving you from potential out-of-pocket expenses for damage or theft during these months.
Boat insurance costs hinge on several key factors, including the boat’s type, size, age, and value, which affect the potential cost of repairs or replacement. The owner’s experience and history of claims can influence rates, too, as insurers gauge the risk level based on past incidents.
Policy choices play a part as well; comprehensive coverage costs more than basic liability, but opting for a higher deductible can reduce the premium. Additionally, safety courses or other qualifications may unlock discounts, demonstrating to insurers a lower risk of accidents.
To learn more, visit Ahoy’s FAQ page
Leveraging our seamless sign-up process, get the most modern-minded, tech-driven boating insurance policy out there in just under 10 minutes.
Now that you are an Ahoy! crew mate, download our mobile app, easily scan photos of your boat for lower claim deductibles and help in case of theft.
Sail away into the horizon. Feel fully at peace knowing that our technology-powered mobile app is looking out for you.
If there is an incident, we got your back. Our 24/7 First Mate is there for you every step of the way to help resolve any issues or if you need to file a claim.
